Products Loans
Overview
Types
Features
How To Apply
Eligibility
FAQs
Business Loan
IFL Promoters Ltd. offers business loans with competitive rates and flexible repayment options, making the process hassle-free. We provide both secured and unsecured loans based on your business location. Whether you are a small business or an established organization, our online application makes it simple to get the funding you need quickly.
Quick Facts
| Loan Amount | Starting from ₹20 Lakh* |
| Loan Tenure | For Secured loan – 12 to 24 months For Unsecured loan – 12 to 36 months |
| Interest Rate | Starting from 10%*p.a. |
| Age Eligibility Criteria | 21-70* years (Age at loan maturity should not exceed 70 years) |
| Loan Disbursal Time | 2-3 business days* (*Your loan will be disbursed within 2-3 business days, depending on the credibility of the information furnished, fulfilment of the eligibility criteria and submission of relevant documents.) |
Types of Business Loan
A loan that is vitally designed and tailored for business needs is known as a business loan. IFL Promoters Ltd. provides a wide range of secured and unsecured business loans to facilitate you in fulfilling all of your business needs. There are various types of business loans available as shown below.
- Working Capital Loan
- Trade Finance
- Supply Chain Finance
- Startup Business Loan
- MSME Loan
- GST Business Loan
- Shop Loan
- Business Loan against Gold
- Loan Without Financials
- Business Loan for Women
Features and Benefits
IFL Promoters Ltd. provides Business Loans that assist in managing the financial needs of your business. If you are in need of financial aid to expand and grow your business, IFL Promoters Ltd. is an ideal choice for availing a hassle-free and collateral-free business loan.
Loan Amount from ₹1 Lakh onwards
Access funds starting from ₹1 Lakh to support day-to-day operations.
Collateral-Free Financing
Avail business loans without pledging any assets.
Quick Approval & Disbursal
Fast processing ensures funds are available when your business needs them the most.
Minimal Documentation
Simple paperwork to make the borrowing experience smooth and hassle-free.
Flexible Repayment Options
Choose repayment plans that align with your business cash flow.
Transparent Charges
No hidden costs—complete clarity on interest rates and fees.
Applying for IFL Promoters Ltd Business Loan is a 5-step process – It’s easy, seamless and quick.
- Step 01
Register using your mobile number
- Step 02
Enter loan details
- Step 03
Enter business details
- Step 04
Receive a verification call from us
- Step 05
Get your loan disbursed
Eligibility & Documents Required
To ensure a quick and smooth loan approval process, applicants must meet the following eligibility criteria and provide basic documentation.
Who can apply?
Proprietorship Firms, Partnership Firms, Private Limited Companies, Public Limited Companies, Limited Liability Partnerships (LLP)
Age
21 years to 70 years.
Occupation
Self-employed individuals, Business owners / proprietors, Minimum 3 years of business experience
What is IFL PROMOTERS LTD?
IFL Promoters Ltd is a Non-Banking Financial Company (NBFC) registered and regulated under the guidelines of the Reserve Bank of India (RBI). We provide financial services including business loans, MSME loans, working capital support, and corporate finance solutions.
What types of loans do you offer?
We currently provide:
MSME Loans
Unsecured Business Loans
Term Loans
Working Capital Loans
Corporate Finance
Loan Against Invoice / Receivables
Startup & Project Funding (Based on Eligibility)
Who is eligible to apply for a loan?
To apply for a loan, you must meet the following general criteria:
Applicant must be Indian Resident
Must be a registered business entity (Proprietor/Partnership/LLP/Private Ltd/OPC)
Minimum business vintage 12–24 months
Valid GST number & business documents
Eligibility may vary depending on loan category.
What documents are required?
Common documents include:
📌 Applicant KYC: Aadhaar, PAN
📌 Business Documents: GST Certificate, Business Registration
📌 Financial Proof:
Bank Statements (6–12 months)
ITR (if applicable)
Balance sheet or revenue reports
Additional documents may be requested based on loan type.
How much loan can I get?
Loan amount depends on:
Business turnover
Bank statement health
Creditworthiness
Repayment capacity
Typically, loan ranges are:
| Loan Type | Minimum | Maximum |
|---|---|---|
| MSME / Small Business Loan | ₹20,00,000 | ₹1 Crore |
| Working Capital / Corporate Loan | ₹20,00,000 | ₹50 Crore |
How long does loan approval take?
Loan processing time varies but typically:
Pre-Approval: Within 24–48 hours
Final Approval & Funding: 3–7 working days
Fast-track approval available for eligible profiles.
Do you check CIBIL score?
No
Are there any hidden charges?
No.
All charges including processing fees, interest rate, and repayment terms are disclosed transparently before the agreement.
How can I check loan status?
You can track your loan application via:
Email updates
Phone support
How do I make loan repayments?
Repayments can be made via:
Auto-Debit (NACH)
UPI / Online Transfer
Net Banking
Post-Dated Cheques (PDC)
Can I foreclose or prepay my loan?
Yes.
Foreclosure / early payment policy is allowed as per terms of the loan agreement. Prepayment charges may apply depending on loan type.
How can I contact customer support?
📍 Corporate Office: A-66, Second Floor, Guru Nanak Pura, Vikas Marg, Laxmi Nagar, New Delhi – 110092
☎ Support: +91-9910480877
📧 Email: support@iflpromotersltd.com
🌐 Website: www.iflpromotersltd.com